Filling out a cheque is very easy but doing it correctly is essential. Are you an Axis bank account holder and struggling with how to fill Axis bank cheque? Here is the step-by-step process of filling an Axis Bank cheque. In this article, you will get detailed instructions and tips to ensure a smooth payment process.
Important Terms to Know in a Cheque
Before filling out the Axis bank cheque, you should know the various terms written on a cheque.
- Date: The date when the cheque is issued.
- Payee Name: The name of the person or organization to whom the payment is being made.
- Amount: The payment amount, both in words and figures.
- Signature: Your authorized signature, ensuring the authenticity of the cheque.
How to Fill Axis Bank Cheque
Here is a sample picture of an Axis Bank cheque.
Step 1: Date
On the top right corner, a designated space is provided for the date. There are eight numbers of blocks given. The correct format for the date is date-month-year. If you issue a cheque on 1st June 2023, then write as 01062023.
step 2: Payee Name
There is space provided for the payee name on the first line after “Pay“. Write down the person’s name or organization’s name you are paying for. Fill up the full and correct name.
If you issue the cheque for cash withdrawal, then write “Self” as payee’s name.
Step 3: Amount
In the 2nd line, near Rupees, write the amount you are paying in words. Also, write the amount in numerical in the box provided.
Step 4: Signature
On the bottom right corner, it is written as “Please sign above”. Sign on that space. Remember your signature should match with your signature recorded in the bank, otherwise, the cheque will be cancelled.
Step 5
If you issue an account payee cheque and wish the amount should reach their account only, then you should cross the cheque with the word A/C payee. Just draw two parallel lines on the left top corner and write down “A/C payee” between those lines. By crossing the cheque, the fund can’t be encashed at the branch counter.
How to fill out a Cancelled Cheque?
To cancel a cheque cross the cheque with the word CANCELLED. To do so, draw two parallel lines on the middle of the cheque and write “CANCELLED” between those lines. This ensures that the cheque cannot be misused.
A cancelled cheque is used to provide the correct account number for taking loans, KYC verifications, etc.
Safety Tips before filling Axis bank Cheque:
- A chequebook contains many cheque leaves. Keep your cheque book in a secure place to avoid theft or missing.
- Don’t sign a blank cheque. It can be misused.
- Use black or blue pen to fill out the cheque. Always use the same ink throughout the cheque.
- Cheque should be preferably crossed for an account payee cheque.
- Don’t overwrite the cheque.
- Don’t fold a cheque.
- Record your transaction details on your cheque book register for future reference.
Also check out: How to reset security question in AXIS bank?
Summary
Filling a cheque accurately will facilitate smooth transactions. After reading this article you can easily fill up an Axis bank cheque whether it’s a self-cheque, account payee cheque or cancelled cheque. If you want to more on this topic please comment below.
Faqs
How long is an Axis Bank cheque valid for?
An Axis Bank cheque is usually valid for three months from the date of issue.
Can I post-date a cheque in Axis Bank?
Yes, you can post-date a cheque in Axis Bank. To do so, simply write a future date on the cheque. However, remember that the cheque will only be valid on or after the date you have specified.
What should I do if I make a mistake while writing a cheque?
Draw a line across the cheque. Write “VOID” on it, and tear up the cheque. Start again with a new one to ensure accuracy.
Can I use a pencil to fill out the cheque?
No. Use only one ink through out the cheque. It may be black or blue.
Is there a minimum or maximum amount I can write on an Axis Bank cheque?
Yes, Axis Bank may impose certain limits on the minimum and maximum amounts you can write on a cheque. It’s best to check with your bank or refer to their terms and conditions for specific details.